Online payments are increasing everywhere in India. Apps like Google Pay, PhonePe, Paytm & Loan/Trading apps automatically activate AutoPay without telling the user clearly.
This may deduct money every month without your knowledge.

To prevent this, the Government of India introduced a new centralized AutoPay Checking System.
Using this, you can check all active auto-debits and stop them instantly. ✔️

🛑 How to STOP AutoPay / Auto-Debit (Human-Friendly Steps)

1️⃣ Open the Official Portal 🔗

2️⃣ Enter Your UPI ID 🧾

Type your UPI ID (example: name@oksbi).
This helps the system identify all active AutoPay requests linked to your bank.

3️⃣ Verify OTP 🔐

An OTP will arrive on your registered mobile number.
This step ensures only the rightful owner can see or stop payments.

4️⃣ View All Active AutoPay Mandates 📋

Here, you will see a complete list of:

• Loan apps auto deduction

• Trading apps AMC charges

• OTT platforms auto-renew (Netflix, Hotstar, Sony)

• Google Play subscriptions

• App trial → auto paid subscription

• EMI auto-pay
  Each entry will clearly show money amount, frequency, and starting date.

5️⃣ Stop / Pause / Cancel AutoPay ❌

Every AutoPay item will show options like:

• Pause – Temporarily stop it

• Disable – Turn it off

• Cancel – Close forever
  Choose what you need and confirm.
  No more unwanted deductions!

🔗 Official AutoPay Checking Portal (Government Approved)

1️⃣ UPI AutoPay Mandate Checker (All UPI Apps)

CHECK AND STOP AUTOPAY

This portal shows all your active AutoPay subscriptions connected with your UPI ID.
Whether you use Google Pay, PhonePe, Paytm, Amazon Pay or BHIM, it works for every app and every bank.
Just enter your UPI ID and verify OTP.

⚠️ Why You MUST Check AutoPay Regularly (Detailed Reasons)

1️⃣ Loan Apps Deduct Hidden Charges 💸

Many loan apps deduct processing fees like ₹199 / ₹299 without permission.
If you unknowingly allowed auto debit once, it keeps charging monthly.

2️⃣ Trading Apps Charge Yearly AMC Fees 📉

Zerodha / Upstox / Angel One etc. auto-deduct AMC from your bank.
If your demat account is inactive, you still get charged every year.

3️⃣ Google Play Trials Convert to Paid Plans 📲

You may start a “FREE TRIAL” unknowingly.
After 7 days, ₹999 / ₹349 gets auto-deducted from your account.

4️⃣ OTT Platforms Auto-Renew at Midnight 🎬

Hotstar, SonyLIV, Zee5 etc. automatically renew unless manually stopped.
Users realize only after money is deducted.

5️⃣ Fake Apps Enable Hidden AutoPay 🛑

Some third-party apps secretly activate auto debit during signup.
Checking this portal saves you from monthly losses.

💸 High-CPC Keywords (Explained for Users)

1️⃣ Best Instant Loan Apps (High Income) 💰

These terms are searched by millions every month.
Using them increases ad revenue 10x.

2️⃣ Trading Apps for Beginners 📈

People search for reliable trading platforms.
Mentioning them boosts CPC drastically.

3️⃣ RBI Auto Debit Rules 🏦

One of the most trending finance keywords.
Explaining it clearly builds trust + SEO.

4️⃣ UPI AutoPay Security 🔐

Users want safe online payments.
This keyword group ranks easily on Google.

📲 Safe Loan Apps (Explained Briefly)

✔ KreditBee – Fast approval with minimal documents
✔ Navi – Trusted brand, low interest rates
✔ MoneyView – Best for instant personal loans
✔ PaySense – EMI-based flexible loans
✔ NIRA – Suitable for salary-based loans

Each one gives high CPC when mentioned in articles.

📉 Top Trading Apps (Quick Overview)

✔ Zerodha – India’s #1 discount broker
✔ Upstox – Low brokerage + easy UI
✔ Groww – Best for beginners + mutual funds
✔ Angel One – Full features + advisory
✔ ICICI Direct – Trusted & secure

These keywords bring Premium Google Ads (₹80–₹140 CPC).

“Learn how to stop AutoPay in Google Pay, PhonePe, Paytm using India’s new Auto-Debit Portal 🚀. Cancel hidden subscriptions, loan debits & UPI mandates instantly.”

🎯 Conclusion (Human-Friendly Ending)

AutoPay is useful, but if it activates without your permission, it can cause monthly money loss.
Thanks to India’s new Auto-Debit Checking Portal, now you can monitor every subscription easily.
Just check your UPI mandates once a month and stay protected from unwanted deductions.
A simple 2-minute check can save your money and keep your account safe! 🛡️💰